Check your credit file
We've teamed up with the UK's most comprehensive credit reporting agency Checkmyfile, to offer you access to your credit report on a 30 days FREE trial, showing all 4 credit reference agencies used by mortgage lenders in just 1 place. You can cancel at anytime within the 30 days trial, or keep the service going thereafter for £14.99 a month.
Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Mortgage321 nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.
Why you should regularly check your credit report
Your credit history will affect your mortgage interest rate and your deal will be affected by how responsibly you’ve borrowed in the past. This is particularly important if you do not meet the criteria for special introductory rates or other attractive mortgage deals.
If you’re thinking of applying for a mortgage to buy or remortgage a property, regularly checking your credit report will highlight what you need to improve to increase your chances of being approved by a lender.
Check your credit report