Specialist mortgage broker 

One of the benefits of using Mortgage321 as your mortgage adviser, is our direct access to specialist mortgage lenders, who are equipped to find the right deal for even the most complex of cases.

We support those who need a more individual approach to lending. So if you’re a landlord, self-employed, have a low deposit, blips in your credit history or need help getting onto the property ladder, we’ll look for a way to gain an approval for you.

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Bad credit mortgage

We don't shy away from bad credit. We embrace your past and work towards your brighter future. 

Interest only mortgage

Specialising in interest-only mortgage lending, we can access the whole of the UK mortgage market to find the right deal.

Contractor mortgage

We know which lenders will take the time to listen to your circumstances and understand your income.

Help to Buy mortgage

We specialise in mortgages for first-time buyers and know all there is to know about the Help to Buy products on the market. 

New build mortgage

We specialise in mortgages on newly built homes and deal with a huge amount of lenders offering exceptional rates

Self-employed mortgage

We specialise in self-employed sole traders, contractors, directors and freelancers secure the mortgages they deserve. 

Second charge mortgage

Raise further capital with a second mortgage on your existing property in addition to your current borrowing.

Let to buy mortgage

If you're looking to let your current property and buy another on to live in then speak to us to find the best deals.

Director mortgage

If you need to maximise your borrowing from salary, dividends and/or retained net profits then we can help.