Transparent fees.

Our fee structure is based on three decisions; the loan amount, the complexity of your borrowing needs and whether we are arranging the mortgage for you, or providing an advice-only service.

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We do not charge a fee unless your decide to go ahead with our advice, and that's after we have shown you what we can do.

​When you decide to proceed with our recommendation we will charge a total fee of 0.5% of the loan for residential mortgage advice. ​Where cases are complex or involve a restricted access to credit, we estimate that the fee will be a total of 1% of the loan.

In all cases £200 of the total fee will be payable at the time of your application to the lender, with the balance payable ONLY when you receive a formal offer of mortgage from the recommended lender.

For example; on a mortgage of £100,000 the total fee would be £500. So, £200 of this fee is payable on your application to the lender and £300 will be payable when you receive a formal offer of mortgage. This fee example applies to a standard mortgage.

Speak to us. 

Call 0800 612 8292 or 01255 440142

Lines are open Monday to Saturday

9am to 10pm

Address: Unit 152, 9 St Johns Street, Colchester, Essex, CO2 7NN United Kingdom

Email: info@mortgage321.co.uk

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Fee payable ONLY if you go ahead with our advice