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Product Transfer Service

00:00 / 03:27

If your mortgage deal is coming to an end, you might be considering switching to a new lender. However, it's important to keep in mind that you may not fit the new lender's criteria.

Fortunately, you may be able to avoid all of that hassle by simply transferring your mortgage to a new product with your current lender. This is known as a mortgage product transfer, and it can be a quick and easy way to save money on your monthly payments.

What is a Mortgage Product Transfer?

A mortgage product transfer is a way of switching to a new mortgage deal with your current lender without having to go through the process of remortgaging. This means that you can keep your existing mortgage account, and your lender will simply move you to a new deal.

Why Consider a Mortgage Product Transfer?

There are many reasons why you might consider a mortgage product transfer, including:

  • Saving Money: If your current mortgage deal is coming to an end, you might be able to save money by transferring to a new product with a lower interest rate, rather then going onto your lenders standard variable rate.

  • Convenience: Transferring to a new mortgage product with your current lender is often a faster and more straightforward process than remortgaging with a new lender.

  • No Credit Checks: Since you're not switching lenders, you won't have to go through a new credit check when you transfer your mortgage product.

  • No Valuation or Legal Fees: When you transfer your mortgage product, you won't have to pay for a new valuation or legal fees, which can save you a significant amount of money.

How Does Mortgage321's  Mortgage Product Transfer Work?

Mortgage321 can help with the mortgage product transfer process. Our expert team of mortgage advisors can provide you with impartial advice on whether a product transfer is the right option for you, and help you to find the best deal with your current lender.

We can also guide you through the process of transferring your mortgage product, and make sure that everything runs smoothly. Our advisors will complete any necessary paperwork and ensure that your new deal meets your financial needs and objectives.

At Mortgage321, we pride ourselves on our outstanding customer service and commitment to helping our clients achieve their financial goals. Contact us today to find out how we can help you with your mortgage product transfer.

Choosing Between Product Transfer and Remortgage: Making the Right Move for Your Mortgage

When it comes to optimizing your mortgage, the decision between a product transfer and a remortgage can be crucial. Understanding the benefits and implications of each option is essential for making an informed choice. At Mortgage321, we're here to guide you through this decision-making process.


Whether you're exploring the advantages of a product transfer or considering a remortgage for greater financial flexibility, our expert team is dedicated to helping you find the path that aligns with your unique goals and circumstances. Your mortgage journey is our priority, and we're committed to delivering the personalized advice and solutions you need for a brighter financial future.

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