As a self-employed individual or company director, obtaining a mortgage can often be more challenging than it is for those in traditional employment. Many lenders require a regular income and steady employment history, which can make it difficult for those who are self-employed or run their own business. Fortunately, at Mortgage321, we have a wealth of experience in assisting self-employed individuals and company directors in securing the best mortgage deals.
One of the key challenges facing self-employed individuals and company directors is demonstrating a consistent and reliable income stream. Lenders will typically want to see a minimum of two to three years' worth of accounts or tax returns, which can make it difficult for those who are just starting out in self-employment. At Mortgage321, we can help guide you through the process of obtaining a mortgage, and advise you on the best way to present your income to lenders.
We work with a wide range of lenders, including those who specialise in mortgages for self-employed individuals and company directors. This means we are able to offer a range of mortgage products, including fixed-rate, variable-rate, and offset mortgages, tailored to suit your individual needs and circumstances.
We understand that every client is unique, and we take the time to get to know you and your business before recommending the most appropriate mortgage product. We will work with you every step of the way, from the initial application process to the final completion of your mortgage, ensuring that you are fully informed and confident in your mortgage choice.
At Mortgage321, we pride ourselves on our commitment to providing excellent customer service. We understand that obtaining a mortgage can be a stressful and time-consuming process, and we aim to make the experience as smooth and hassle-free as possible. We will keep you informed at every stage of the process, and our team of experienced mortgage advisors are on hand to answer any questions you may have.
If you are a self-employed individual or company director looking to secure a mortgage, Mortgage321 is here to help. With our extensive knowledge of the mortgage market and our commitment to providing excellent customer service, we can help you find the best mortgage deal to suit your needs.
Contact us today to find out more.